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Atome Integration

Atome is a buy now, pay later (BNPL) service that allows customers to split their purchases into three equal payments over time with no interest or hidden fees. It is available at various participating merchants in Southeast Asia, including Malaysia, Singapore, Indonesia, and Hong Kong. Atome aims to make shopping more accessible and affordable for customers by offering a flexible payment option, while also helping merchants increase their sales and customer loyalty.


  • Bigger baskets - Shoppers get to stretch their dollar and fill their baskets when they pay less upfront.

  • Better conversions - Shoppers purchase what they want right away, with less hesitation and more flexibility.

  • Brand new shoppers - Attract mobile-first, digital savvy Gen Z & millennials shopper to shop from you

Learn More about atome:

Provider Atome
Setup Fee Free
Annual Fee Free
Credit Card / Debit Card MDR 5.0%-6.0% + RM 1 Fixed Fee
Installment  3 monthly interest-free payments
Support Currencies RM (MYR)
Supported Card Visa/Master/Diners/UnionPay/ApplePay
Country of origin Singapore
Settlement T+3 Working Days
Reliability High
Refund More Details

Disclaimer: Kindly note that the payment gateway comparison table provided above is intended for reference purposes only, as the information contained therein may be subject to change after the date of publication. We recommend that you verify the information directly with the payment gateway providers by either visiting their website or contacting them directly. The copyrights and trademarks of the companies and products mentioned belong to their respective owners.

 Inquiry - Atome Integration